As technology has advanced over the years, more and more scams have popped up. In fact, there are now so many that some people believe they’ve become an epidemic. Recently, it has been found that targeted phishing emails are being created to steal personal information like credit card numbers, social security numbers, and even your online banking passwords.

When you are expecting a new baby, you also expect some big changes in your finances. Being prepared for those changes can take some work, but preserving your financial stability is important for reducing your stress as a new parent. So before you do anything else to prepare for your new baby, consider taking these important money steps provided by Certified Money Coach Lynn Telford-Sahl.

I became Certified as a Money Coach in 2009. It was actually perfect timing because the Great Recession was upon us. People were scared. They were losing jobs, couldn’t pay their bills, and the worst hadn’t hit. 

In my first “Money Talk for Women” workshop as a new Certified Money Coach, one of the participants took The Money Quiz, which is part of the Money Coaching process. After scoring her quiz she started crying. Her “Money victim” score was off the charts.

“From birth to age eighteen, a girl needs good parents. From eighteen to thirty-five she needs good looks. From thirty-five to fifty-five she needs a good personality. From fifty-five on she needs cash.”   Sophie Tucker

Over a hundred years ago the first and most famous psychiatrist, Sigmund Freud, asked the question:   “What do women want?” Men, of course, are still perplexed by that question. No surprise. We women are complicated. That’s ok.  

Guest Blog - Eva Benoit
How Finances Can Impact Women, and What You Can Do to Fix Yours

The 2nd biggest money mistake women make is over giving to others before taking care of themselves. 

Let’s talk:  How many times have you given money to your adult children, boyfriends, partners, parents, people in need rather than saving more for your own needs - vacation anyone? …or for your future?

We women are “nice” and caring and that’s a good thing, but not at the expense of our own financial well-being. Lois Frankel, author of Good Girls Don’t Get Rich, says she spent "the first half her adult life believing that doing good and doing well were mutually exclusive."

Most women aren’t this extreme, but I’ve worked with more than one woman who has given large amounts of money from their life savings to men they met online. One woman nearly bankrupted herself.

Can you relate to these financial situations?

• A friend calls and says, “I’m out of money for the month. Could you loan me $100.00 to get me through?”
• Sam, your 22 year-old son wants to move back in rent-free.
• Jodie your 28 year old daughter, asks you for money frequently and is struggling to pay her bills, but buys designer shoes and purses. (And, you feel a little resentful, but override it.)

What do you do to break the over-giving cycle?

Money Stressors affect 75% of Americans. What's the top reason for divorce? Financial problems that couples can't find ways to solve together. 

How do we become like financial frogs in slowly boiling water? When we are falsely thinking we're financially ok until it's too late to jump out of the water? 

7 Incredible Facts About Women Owned Businesses

As we have ventured into a new age of opportunity, women all over the world have become empowered to take high seats in the business sector that once was governed by men. Although entrepreneurship and starting a certain business from scratch are never easy, women have proven their capabilities.

As we age, the number one cause of stress is financially related. During our life, at some point, 1 in 2 adults over the age of 40 will suffer from stress born from financial worries. This tends to be due to having a range of pressures such as; money, work, economy, family responsibilities, job stability, housing costs, all placed on us at one.